Deeper Dive Bookkeeping
Know Your Numbers. Every Month.
Bookkeeping for real estate professionals, with clear monthly reports and a real person to explain them.
Real Estate Bookkeeping, Done Differently
Taking your real estate business to the next level can be a struggle. Believe me, I get it.
You're moving fast, juggling more than anyone sees behind the scenes, and somehow your books always end up last on the list. Which properties are really your winners?
Do you know where your money is really going each month?
How can you make smart decisions when you don’t have solid numbers to stand on?
And how are you supposed to hand all this over to your tax pro when it’s still a mess of spreadsheets and receipts?
That’s where I come in.
At Deeper Dive Bookkeeping, you’re not just a name in a queue. I bring 50+ years of business experience, deep real estate knowledge, and a genuine investment in your success. No cookie-cutter templates. No surprise add-on fees. Just thoughtful, reliable, done-right bookkeeping, and a real human you can actually talk to.
Because I know what it’s like to feel overwhelmed, and I built this business to be the kind of support I wish I’d had.
Let’s get you the clarity, control, and calm you’ve been craving, one clean set of books at a time.
Cherie Moritz
Our Services
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Diagnostic Review
If something feels off in your books (or you’re not even sure where to start), the Diagnostic Review is your first step: a detailed, honest look at where things stand, so you can move forward with confidence.
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Historical Bookkeeping
Whether your books are messy, missing, or mysteriously off, Historical Bookkeeping brings them fully up to date. I’ll untangle every month you need, set you up in QuickBooks (if needed), and leave you with complete, accurate books you can trust and a setup that actually makes sense.
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Maintenance
This is where clarity becomes a rhythm. I keep your books up to date every month and send your reports with a plain-English explanation of what they mean, so you always know where you stand and can make confident business decisions, month after month.
Diagnostic Review
Think of this as a full-body checkup for your books: a detailed diagnostic that uncovers exactly what’s healthy, what’s not, and what needs fixing. Whether you’re months behind or years deep in financial murk, I’ll meet you right where you are and go as far back as needed to give you a complete, honest picture of your books.
I comb through everything with care, flag the errors and inconsistencies, and translate it all into plain English, so you actually understand what’s going on.
Then, you’ll receive a clear, personalized report of what I found, along with a proposal for what to do next. It’s low-risk, high-reward: the $350 fee for the Review is credited toward any future services you move forward with.
What You Walk Away With:
Clarity & Calm: Once you know the truth about your books, the worry starts to fade.
Next Steps, Not Guesswork: Whether you move forward with more support or not, you’ll know exactly what to do next.
Try Before You Commit: You get a feel for how we work together before diving deeper.
Full Visibility, No Surprises: I uncover the issues, minor to major, so you’re not caught off guard down the line.
Historical Bookkeeping
This is a full historical restoration for your financial records, whether you have books in rough shape, no books at all, or a tangled spreadsheet situation that’s gotten out of hand. I step in, bring everything up to date, and do it right.
If your books are non-existent, I’ll recreate them from scratch for the months (or years) you need. If they’re there but messy, I’ll migrate everything into QuickBooks Online (if it’s not already), correct every inconsistency, and make sure every number is accurate, with no shortcuts and no temporary fixes.
I’ll also restructure your chart of accounts so it actually supports your business, aligning it with your federal tax forms and adding subcategories that are meaningful to you as a business owner.
You’ll walk away with books that are accurate, organized, and easy to understand. Historical Bookkeeping begins together with Maintenance, so once your past months are done, your books stay in good shape from then on.
What You Get (Beyond the Books):
Peace of Mind: You’ll know where your finances really stand, with every number reconciled and explained.
Better Decisions: With your past months accurate, you can see which deals and months actually made money.
Ready for Your CPA: Your records are organized so handing them to your CPA is simple, with no panic at year-end.
A Solid Foundation: Clean, complete records support your next move, whether that’s a loan, a new partner, or growing your business.
Maintenance
Now that your books are in good shape, let’s keep them that way. Maintenance with Deeper Dive is how you protect the financial clarity you’ve worked so hard to build.
I keep your books up to date every month in QuickBooks Online, so you always know where your numbers stand. Send me your documents by the 10th, and your reports are ready by the 20th.
No endless add-ons here. Maintenance starts at $300 a month for most real estate agents (investors and property managers are priced by complexity), and the essentials and more are already included:
– Accrual basis accounting, if you want it
– Receipt management
– 1099 filing (you reimburse the filing service’s fee)
– Payroll recording
– Custom reports, whenever you need them
– Quick questions, answered by me
– Working with your CPA
Each month you receive your Profit & Loss and Balance Sheet, with a plain-English explanation of what they mean.
You also get Road Companion, my mileage tracking app (subscription-free!), free with Maintenance.
What This Gives You:
No Guesswork: Monthly reports you can actually understand, so you’re never left wondering.
Less on Your Plate: I handle the routine (and the not-so-routine) so you can stay focused on running your business.
Reliable Data = Smart Decisions: You get clean, consistent financial data that helps you make confident, informed moves.
Ready for What’s Next: Whether you’re applying for a loan or selling your business, your reports are already in order.
Easier Tax Time: Your year-end reports are ready to hand to your CPA, so you can move on with your life.
What Sets Deeper Dive Bookkeeping Apart
Yes, I have all the qualifications you’d expect from a high-quality, professional real estate bookkeeper, and then some.
I have 5 years of professional experience using QuickBooks Online. I’ve completed extensive continuing education focused specifically on bookkeeping for real estate: from agents and brokers to investors and property managers. I’m also a proud member of the American Institute of Professional Bookkeepers. In short: the credentials are there.
But let’s be honest: that’s just the starting point.
What truly defines Deeper Dive Bookkeeping is the way I show up for you. When we work together, you’re not just getting clean books and accurate reports. You’re getting me: my decades of business experience, my thoughtful approach to service, and my wholehearted commitment to your success.
This is not a corporate-feeling firm that treats you like a number or nickel-and-dimes you for asking follow-up questions. You won’t be squeezed into a one-size-fits-all package or charged extra just because you need a little more support.
Instead, you’ll find a real relationship, one built on respect, transparency, and care. Because I believe your wins are my wins. We’re in this together.
And here’s something else: I may be a “numbers person,” but I’m also a clear communicator by nature. I want you to leave every conversation clearer than when you started. I speak your language, not just accountant-speak.
I know what it’s like to feel underserved. I’ve been on the receiving end of impersonal, rigid firms that left me feeling like an afterthought. So when I built Deeper Dive, I built the opposite: a space where my skills meet empathy, where bookkeeping is a support system, not a source of stress.
This business is the result of everything I’ve learned, not just about bookkeeping, but about what it means to serve well.
Client Words
Wondering if this is the right support for your real estate business?
Let’s talk. This is a friendly, no-pressure Zoom conversation where you can share what’s happening in your books (the good, the messy, or the totally missing), and I’ll share how I can help. Whether you’re dealing with a backlog, dreaming of better systems, or just want to hand your CPA clean books, this is the first step toward clarity and calm.
Book your call here. I’d love to hear your story.
Frequently Asked Questions
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I use several resources to ensure the security of your data and communications between us.
Google Drive: all document storage is on Google Drive because it offers top-tier security to keep your financial data safe. Google has built Drive with enterprise-level protections. Files are encrypted both in transit and at rest, and access is controlled with robust permissions, two-factor authentication, and activity tracking. Basically, it's like Fort Knox with spreadsheets, and only you (and me, with your permission) hold the keys. Google Drive is a product of Alphabet, Inc. based in Mountain View, California.
ProtonVPN: all Internet traffic from my phone and computer is encrypted by a ProtonVPN Virtual Private Network. This prevents an attacker from eavesdropping on our connection. ProtonVPN routes all traffic through multiple servers before leaving their network. They use AES-256 encryption, key exchange is done with 4096-bit RSA, and message authentication is via SHA384. Our encrypted traffic cannot be captured and decrypted without a valid encryption key, which is generated fresh with each connection. ProtonVPN uses protocols known to be secure such as OpenVPN, IKEv2 and WireGuard. They do not use less expensive PPTP or L2TP/IPSec protocols. Finally, ProtonVPN servers do not store personally identifiable data; however, they are protected anyway by full-disk encryption. In this way, they are secured from resource-intensive man-in-the-middle attacks, such as those performed by governments. ProtonVPN is a product of Proton Technologies AG, based in Geneva, Switzerland.
1Password: any passwords related to your account are stored exclusively in 1Password software. All 1Password data is encrypted and requires a master password for access. I am the only person with the master password. The master password is never sent over a network or stored with the data it protects. 1Password employees do not have access to these data. The software uses AES 256-bit encryption for all network traffic and SRP to authenticate credentials without sending them over a network. It provides me with security breach alerts, phishing protection, and fills in credential blocks automatically to avoid typing passwords. 1Password is a product of AgileBits, based in Toronto, Canada.
Bitdefender: protection from viruses, spyware, adware, and ransomware. Bitdefender is a globally-recognized leader in cyber security, based in Bucharest, Romania.
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It’s simple. I am anywhere I want to be and so are you! Based in Aiken, SC; Casper, WY and Costa Rica, I serve small businesses across the United States. Cloud accounting is definitely the way of the future and Google Drive is our best friend. Using it contributes to our security, efficiency, and organization. It works on your computer and your phone with its mobile app.
We will both have access to your QuickBooks file and all documents you submit. I will need read-only, or accountant, access to your bank accounts.
We will use Google Drive for document exchange (receipts, bills, invoices, reports, etc).
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I’m a QuickBooks Online bookkeeper. You get 30% off QuickBooks for your first 12 months when you sign up through my partner link. Essentials, Plus, or Advanced are all acceptable. Simple Start or QuickBooks Self-Employed are not sufficient for most businesses.
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There’s no long-term contract. We both sign an engagement agreement that spells out our terms, and either of us can end it with 30 days’ written notice. If you’re not happy with a month of my work, tell me within 30 days of that payment and I’ll refund that month’s fee. Setup and Historical Bookkeeping fees are fully refundable if you cancel before I start work.
QuickBooks Discounts
Whether we work together on your bookkeeping or not, I’m happy to share my QuickBooks discount with you: 30% off for your first 12 months. Simply click the button below to place your discounted order, or book a call to talk through your QuickBooks needs with me first.